Portmone

Lightning-fast and convenient payment service

FinTech

2021

https://www.portmone.com.ua

About the Project

Portmone is an application offering a full-fledged payment solution on your smartphone. It covers various transactions in Ukraine and Europe, from utility payments to private money transfers simplifying the process and containing everything needed in one place.

Project idea

This product's initial idea is to optimize payments and help users efficiently track their resources. Portmone allows handling a wide range of expenses, including fares, penalties, utility fees, money transfers, and many more. The application was downloaded by over 1M of unique users and had 4.6 stars on Google Play.

Challenges

Ensuring a highly-secured payment process to protect customer data
Creation of SDK to make ability to integrate in to other apps with possibility to pay

Key Features

01Wide scope of transactions

Portmone allows users to cover almost all transactions they might make in daily life. Consumers can pay penalties and premiums, phone top-ups, perform money transfers from and to European countries as well as pay fares for various vehicles.

02Transactions via cheat code

The application makes the payment process much faster and more convenient due to transactions via cheat codes. It's enough to scan the QR code of the recipient to perform a money transfer without risks.

03Payment via smartphone

Another feature making Portmone the most convenient payment method is payment via smartphone. Just like with Google Pay or Apple Pay, users can pay for their purchases with a smartphone eliminating the need to always have a plastic card at hand.

04Fares

Fares for various public transport such as buses, subways, trains, or planes can be made with Portmone. This way, users can avoid crowds and queries to keep safe and save time for first-priority business.

05Service fees

The application allows users to pay for all services provided, such as utilities, TV & Internet, and security, in one place using the correct payment details. Instead of wasting hours on this activity, consumers can handle the task in minutes.

06Templates

Portmone offers template functionality for those who want to pay in one click. It's enough to save payment details to use the template regularly and cut time for various transactions.